Aareal Bank
2.85 %AER
Smarter saving starts here.
- One account. 30+ trusted European banks.
- Choose fixed terms from 3 months, or stay flexible with Demand Deposits.
- No fees. No subscriptions. Deposit protection up to €100,000 per person, per bank.
- Get 3.10% AER for 3 months with the Raisin Starter Account. Exclusively for new customers.
An offer from Raisin Bank AG trading as Raisin.
"Best Savings Provider" 2025 and 2026
Featured in the CCPC Money Tools
Official Sponsor of the Padel Federation of Ireland
Featured in the Irish Independent
Featured savings accounts
Flexible savings
Variable interest rate
Easy access Demand Deposits
Perfect for regular savings, enjoy flexibility with Demand Deposits. Top up or withdraw whenever you like, and start saving from just €1.
Compare Demand Deposits
Fixed interest rate
Up to 3.15% AER
Fixed returns with Term Deposits
Grow your savings with a fixed-interest Term Deposit. Select a timeframe that suits your goals, from as little as 3 months up to 10 years.
Compare Term Deposits
Your savings are secure with Raisin
Raisin Bank AG
Is a fully licensed German bank, supervised by the Federal Financial Supervisory Authority (BaFin) and the European Central Bank (ECB).
Deposit Guarantee
Deposits of up to €100,000 per person per bank are legally protected by the national deposit guarantee scheme of the country where the bank is headquartered.
Customer Service
Still have questions? We're here to help! Email contact@raisin.com or send us a message through your Raisin Account. Alternatively, you can call us on +353 1 5461020 from 11:00 a.m. - 15:00 p.m., Monday to Friday.
How Raisin works
Understand how Raisin works, how your savings are protected, and what to expect when registering and verifying your account. In this short video series, Money Coach Kel Galavan talks through the key processes behind saving with Raisin.
Take control of your savings anytime, anywhere
With the Raisin app, you’re always just a tap away from smarter saving.
Track your savings, view all your accounts in one place, and be the first to hear about latest offers.
Whether you're at home, commuting, or travelling, the Raisin app puts your savings in your pocket.
Scan the QR code to download the app and take control of your savings — anytime, anywhere.
Ready to make your savings work harder?
Join over 1 million savers worldwide who've trusted Raisin to grow their savings.
Register now
Als Pionier für Spar-, Investment- und Altersvorsorgeprodukte ermöglichen wir Privatkunden einen unkomplizierten Zugang zu globalen Einlagen- und Kapitalmärkten – ein Vorteil, der auch Finanzinstitute stärkt.
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Savings accounts
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Company & team
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© 2026 Raisin Bank AG, Frankfurt a.M.
All interest rates displayed are Annual Equivalent Rates (AER), unless otherwise explicitly indicated. The AER illustrates what the interest rate would be if interest was paid and compounded once a year. This allows individuals to compare more easily what return they can expect from their savings over time. Raisin Bank, trading as Raisin, is authorised/licensed or registered by BaFin (Bundesanstalt für Finanzdienstleistungsaufsicht) in Germany and is regulated by the Central Bank of Ireland for conduct of business rules.