Raisin in numbers
€70+ billion in assets
€2+ billion in accrued interest
10 marketplaces
400+ partners
Breaking Down Barriers for Savings and Investments
Our mission: savings without barriers.
Raisin is the world's leading platform for savings and investment products. Founded in 2012, the fintech connects consumers with banks in the EU, the UK and the US.
Through the Raisin platform, consumers can access a wide range of savings products with competitive interest rates from more than 250 banks. A diversified product portfolio, ranging from overnight to term deposits accounts and investment products, allows retail customers to maximise the return on their savings.
Partner banks, in turn, gain access to retail deposits from a diversified customer base – and thus are able to open new funding channels. Raisin is not limited to this type of partnership however. Banks and other financial service providers can also serve as distribution partners and offer their respective customer access to the products provided by Raisin partners.
Today, Raisin counts more than 400 partners globally, and savers have accrued a total of more than €2 billion. Since Q4 2022, Raisin has been profitable and reported a net profit of €1 million in 2023.
Founded in Frankfurt in 1973 as a fully licensed fronting and service bank, Raisin Bank (formerly: MHB-Bank AG) was acquired by Raisin in 2019. Today, Raisin Bank is one of the first cloud banks in Germany and the only German cloud bank passported throughout the EU. As a Banking-as-a-Service provider, Raisin Bank AG addresses the needs of Europe’s fast-growing fintech community with a wide range of innovative, tailored services in the areas of credit, deposits, accounts, and payments.
In June 2022, Raisin Bank AG expanded its business and acquired the Payment Services division from Bankhaus August Lenz & Co. AG. With this acquisition, Raisin Bank has expanded its product offering and also covers cash solutions since. The acquisition marked an important strategic step for the bank on its way to becoming a high-performance full-service provider.
In the European Union, Raisin Bank is the servicing bank for the Raisin platforms and also serves as custodian for the Digital Wealth Management on the German platform WeltSparen.
Partner Banks
More than 250 partner banks worldwide use the Raisin platform to collect retail deposits.
Among them ...
Distribution Partners
Raisin works together with more than more than 200 distribution partners.
They include ...
Marketplaces
Raisin customers gain access to best-in-class financial products to help them manage their financial lives independently and maximise their savings. Any savings products on the Raisin platforms are subject to the deposit protection of the respective country, regardless of the specific marketplace. In Germany, in addition to savings products, Raisin also offers ETF-based investment and pension solutions in cooperation with renowned international asset management companies like Vanguard.
Since 2014
Since 2016
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Since 2023
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Since 2025
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Investors
Raisin is an international fintech whose vision is supported by leading European and US investors.
Board Of Directors
Raisin’s experienced team brings together experience and expertise in the areas of technology, finance and entrepreneurship.
Do you want to join Raisin?
Raisin is a dynamic, fast-growing company with over 700 employees from more than 65 countries and a track record as an award-winning employer. Along with its headquarters in Berlin, Raisin has offices in Frankfurt, Hamburg, London, Madrid, Milan, Manchester, Munich, Utah and New York.
Your growth is our growth. Join us in our mission.