Raisin, founded in 2012, operates a global platform marketplace for savings and investments. It has published its annual accounts, announcing record growth in assets on the platform, revenue, and profitability in 2023. In 2023, Raisin continued to show strong growth and achieved profitability for the first time, almost doubling revenues to €158 million. For 2023, […]
The final phase of a multi-stage process is now complete, and online savings platform SaveBetter has officially rebranded as Raisin. This change comes as the Berlin-headquartered Fintech platform “streamlines its identity across all markets to c
Berlin-Based Fintech Savings Platform SaveBetter Rebrands as Raisin August 3, 2023 - View Article
Two-year certificates of deposit (CDs) are an ideal savings option for folks who want to earn a little extra yield on money they won’t need for, well, 24 months. Since the Federal Reserve has significantly raised interest rates since the spring of
Best 2 Year CD Rates- August 2023 August 3, 2023 - View Article
Berlin-based fintech Raisin has appointed Cetin Duransoy as the new CEO of Raisin US. Before joining, he was president and chief operating officer of fintech Fundbox. Raisin also recently announced a Series E funding round, which has seen the Berlin
This Week in Fintech August 3, 2023 - View Article
The freshly minted Newtek Bank doubled its deposit base during the first quarter, its first reporting period since converting from a business development company, by relying almost entirely on certificates of deposit, CEO Barry Sloane said Tuesday.
High-Interest CDs Powered Big Deposit Gain for NewtekOne’s New Bank August 3, 2023 - View Article
Starting to invest might be an intimidating, confusing and even scary prospect for many beginners, especially against the current economic backdrop. Inflation, soaring rates and an uncertain landscape make for difficult financial times for many Ameri
I’m a Financial Planning Expert: Why You Should Start With These 4 Investments August 3, 2023 - View Article
Consumers place a significant amount of trust in their banking institution. With every deposit made, consumers trust that their money will be protected and readily available when they need it. However, that isn’t always the case. The long-t
How Safe are Online Banks or Fintechs from Collapse? August 3, 2023 - View Article
Certificate of deposit accounts — or CDs — are a kind of savings tool. They allow you to earn a fixed interest rate on your money as long as you leave it there for a set amount of time (usually between six months and five years).
How to Pick the Best CD Account, According to Experts August 3, 2023 - View Article
Gen Z Americans — the first digitally native generation — have access to more democratized financial tools and information than their older cohorts. Nonetheless, this doesn’t necessarily translate into good decision-making. An Intuit survey fou
5 Smartest Money Moves for Gen Z to Make August 3, 2023 - View Article
Your overall financial picture may require using one or more savings accounts to reach your financial goals. Let’s review some of the most common savings accounts and the types of savers these accounts make for an ideal match. Read on to see why ev
Why Everyone Should Have These 5 Types of Savings Accounts August 3, 2023 - View Article
Retirees often give certificates of deposit short shrift, and that’s unfortunate. Leveraged properly, CDs can give people living on a fixed income the one financial necessity they need in retirement: a reliable income stream with low relative ri
How to Build a CD Ladder for Retirement August 3, 2023 - View Article
With interest rates on the rise, wealthy Americans are looking for new ways to make their money grow faster, and many have decided that traditional bank accounts are no longer cutting it.
Wealthy Banking Clients are Moving Money to Treasurys and Money Market Funds–Should You? August 3, 2023 - View Article
Fintech Raisin reaches $30bn assets under management global milestone – U.S platform SaveBetter surpasses $1bn in AUM within a year
Through a new partnership, Axiom Bank will join Raisin’s network of financial institutions raising deposits through the fintech’s unique digital platform New York – September 22, 2022 – Raisin and Florida-based Axiom Bank have entered into a new partnership that will make Axiom Bank savings products available to savers nationwide through Raisin’s digital deposit-funding solutions, […]
Sallie Mae leverages Raisin’s digital deposit funding solutions to expand its savings product offering New York – August 09, 2022 – Raisin is pleased to announce the launch of a new partnership that will enable Sallie Mae to offer flexible term deposit products exclusively through Raisin’s digital funding platform in the U.S. Sallie Mae is […]
With inflation the highest it has been since November 1981, rising from 8.6% in May to 9.1% in June, all eyes are on the Fed as they look to balance the economy against rising global economic pressures. Commenting on the upcoming Federal Reserve announcement, CEO of Raisin US, Marcel Bock, shares his thoughts: “What seemed […]
SkyOne Federal Credit Union is the first credit union to leverage Raisin’s innovative digital deposit platform in the U.S. New York – June 14, 2022 – Raisin and SkyOne Federal Credit Union are pleased to announce the launch of a new partnership that will enable SkyOne to offer its savings products and showcase its admired […]
Deposit Solutions LLC and MJP Wealth Advisors are pleased to announce the launch of a new partnership between the two firms that will provide clients of MJP Wealth Advisors with streamlined access to federally insured savings products with highly competitive rates from a curated network of financial institutions.
The first bank to integrate the Raisin U.S. solution, MapleMark Bank, uses the patented technology to offer its customers fully digitized Certificates of Deposit (CD) strategies, including a CD Ladder product. By simultaneously opening and managing individual certificates of deposits with varying maturity dates, the ladder strategy allows…
Goldman Sachs-backed fintech Raisin U.S. announced that it has successfully completed readiness testing as part of the Jack Henry Banking® Vendor Integration Program (VIP).
MapleMark Bank has become the first American bank to offer customized Certificate of Deposit (CD) products built by fintech Raisin U.S.’s patented Savings as a Service technology. The bank has launched three CD product categories, now available to the public on its digital banking platform.
Old Parkland-based bank becomes first U.S. partner to German fintech
A Dallas-based bank funded by local family offices is partnering with a German fintech to utilize new deposit technology offerings. MapleMark Bank, headquartered at Old Parkland, is working with Berlin-based fintech Raisin to bring three new certificate of deposit products to its customers. June 10, 2021 - View Article
Raisin's first U.S. bank partner will offer build-your-own CDs
A Dallas community bank has partnered with the fintech Raisin to offer deposit accounts that customers can build themselves without entering a branch. April 1, 2021 - View Article
Fintech Raisin and MapleMark Bank of Dallas-Fort Worth and Tulsa today announced their cooperation to make Raisin’s patented term deposits technology available to MapleMark Bank clients. By integrating the Savings as a Service software, MapleMark will become the first Raisin U.S. partner bank to offer clients unique term deposits that can be dynamically personalized to individual client needs.
Goldman Sachs-backed fintech Raisin U.S. today announced that it has joined the Symitar® Vendor Integration Program (VIP). Participation in the program will provide Raisin U.S. with access to Symitar’s technical resources to enable the fintech’s unique Savings as a Service software to integrate with Symitar – Episys core platform.
Raisin patents 'savings-as-a-service' technology as it moves on US market
The fintech this month was awarded a patent for technology enabling banks to offer a “liquidity time deposit” CD product that allows the depositor to plan a distribution schedule. January 25, 2021 - View Article
European wealth management fintech Raisin has been granted a second patent for key features of its Savings as a Service (SaaS) technology by the United States Patent and Trademark Office.
Customer Loyalty and the Competition for Stable Funding
It’s more important than ever for banks to compete on value and increase client loyalty. Banks are increasing loan loss reserves to counteract eroding credit quality at the same time they are also contending with competitors’ high-yield savings accounts… November 20, 2020 - View Article
CB Insights' global Fintech 250: The Top Fintech Companies Of 2020
The financial services industry continues to attract tech companies that transform how people and businesses spend, save, borrow, invest, and more. From capital markets to insurance and digital banking to wealth management, the Fintech 250 are among the most promising of these companies globally. September 29, 2020 - View Article
Raisin moves into US market with Savings-as-a-Service software
Germany-based wealth management fintech Raisin has launched its Savings-as-a-Service software in the US, following its acquisition last January of software company Choice FS. May 19, 2020 - View Article
Raisin launches first US product following strategic acquisitions
German fintech Raisin has launched its first product in the US, a ‘savings as a software service’ for American banks and credit unions. Recently, Raisin has placed a high emphasis on targeting international markets, such as the North American market, through strategic acquisitions and banking partnerships. May 19, 2020 - View Article
Popular Euro Fintech Raisin Launches First Foray Into U.S.
European wealth management fintech Raisin has launched its first product in the U.S. While initially targeted at credit unions and small to midsize banks, its new Raisin Savings as a Service software could soon power similar offerings for advisors and other intermediaries. May 19, 2020 - View Article
Raisin Launches Savings-as-a-Service Solution in the U.S.
The new offering, the first U.S.-based product from the Berlin-based fintech, will enable banks and credit unions to provide private-banking services typically not available to the average banking customer. May 19, 2020 - View Article
Raisin, the leading European wealth management fintech, today launched its first U.S. based product. The Raisin Savings as a Service software will help banks and credit unions quickly and easily offer customized time-deposit products and drive cost-effective new deposits.
The Berlin-based fintech Raisin has now placed more than 20 billion EUR with banks in 25 countries, while at the same time managing an investment volume of over 500 million EUR.
German fintech Raisin acquires Choice Financial as it prepares for US launch
German savings and investment platform Raisin has acquired Madrid-based Choice Financial Solutions in an effort to integrate with U.S.-based financial providers. January 15, 2020 - View Article
Raisin Announces Acquisition of Software Company Choice Financial Solutions
Cross-border savings and investments marketplace Raisin announced on Wednesday it is acquiring software company Choice Financial Solutions. January 15, 2020 - View Article
German FinTech Raisin Eyes US Launch Following Latest Acquisition
European wealth management fintech Raisin is planning to roll out in the U.S. following the acquisition of software company Choice Financial Solutions. January 15, 2020 - View Article
Leading European wealth management fintech Raisin is acquiring software company Choice Financial Solutions. The acquisition will make the first real innovation to the U.S. deposits market in generations broadly accessible to banks across the country.
The DT50 Award Recognises Europe’s Best Startups: WINNERS 2019
We are proud to announce the winners of this year’s DT50 awards. We received more than 600 applications from European startups across the four categories: https://techcrunch.com/events/disrupt-berlin-2019/dt50-awards/ December 12, 2019 - View Article
Germany’s Raisin takes aim at $13tn of US deposits
In the backyard of a housing block in east Berlin, Tamaz Georgadze and his staff are building Germany’s next fintech unicorn. October 29, 2019 - View Article
Raisin Bank to offer Irish customers with deposits options to put money in accounts across Eurozone
A German bank is expected to shake up the savings market here by offering people with deposits options to put their money in bank accounts across Europe. | October 1, 2019 - View Article
Berlin fintech Raisin launches its savings platform in Ireland
The German fintech company targeted Ireland as it has ‘the lowest retail interest rates in Europe’. | October 1, 2019 - View Article
Raisin Bank looks to bring market-beating deposit rates
Raisin Bank is eyeing up a launch in Ireland at the end of this month, looking to capture a slice of the €100 billion Irish deposits market by offering market-beating rates to weary Irish savers. October 1, 2019 - View Article
Cross-border savings and investments marketplace Raisin (https://www.raisin.ie) is live in Ireland, as of today. Raisin.ie launches with best-in-market interest rates on most term deposits, finally propelling Ireland out of last place on Europe’s retail interest rate ranking.
Raisin is in the top 5 European fintechs of the FinTech50 2019
Our 4 minute introduction to The FInTech50 2019 – 50 fintechs selected from 2000 innovators across Europe by our international panel of experts. September 19, 2019 - View Article
Goldman Sachs invests €25m into Berlin savings startup Raisin
German savings-and-investment platform Raisin announced on Tuesday that it had received an investment of €25m ( £22m, $28m ) from US bank Goldman Sachs. July 17, 2019 - View Article
Raisin picks up $28M backing from Goldman Sachs for its savings and investment marketplace
Raisin, the fintech startup that offers a pan-European marketplace for savings and investment products, has picked up additional funding. July 17, 2019 - View Article
Goldman Sachs invests $28M in German fintech set for U.S. debut
Raisin, an online marketplace that aggregates high-yield savings accounts and CDs in Europe, announced a $28 million investment from Goldman Sachs as the fintech prepares for a U.S. launch in the next year. July 16, 2019 - View Article
Raisin nets $28m from Goldman Sachs, says US launch now in 2020
German fintech Raisin has now raised a whopping $142m in 2019 alone, after a $28m investment from Goldman Sachs in the savings account marketplace was revealed today. July 16, 2019 - View Article
Raisin eyes acquisitions after raising €25m from Goldman Sachs
Raisin, the Berlin-based savings marketplaces, says it is on the lookout for new acquisitions after raising an additional €25m from Goldman Sachs. July 16, 2019 - View Article
Goldman Sachs is betting on a startup that battles low interest rates for savers
The Wall Street bank invested €25 million ($28 million) in Raisin, a Berlin-based fintech firm that helps European savers switch their money into higher-yielding savings accounts. July 16, 2019 - View Article
Pan-European savings marketplace Raisin today announced a new investment of €25 million by Goldman Sachs. With the new funding bringing the total volume of primary investment to €195 million, Raisin retains its leading position as the best funded tech startup in the savings and investment area in Europe.
Bank supervision in America is unfit for the digital age
On May 21st Raisin, a “deposit marketplace” from Berlin, declared its intention to set up shop in America. May 30, 2019 - View Article
This fintech drove billions in deposits to EU banks. Can it work here?
Raisin, a fintech based in Germany, is on the verge of introducing a new type of financial subscription model in the U.S.: deposits-as-a-service. May 28, 2019 - View Article
German fintech Raisin to enter U.S. market next year
A savings and investment platform based in Germany is opening up a new front in the war for U.S. customers’ deposit dollars. May 22, 2019 - View Article
PayPal-Backed German Fintech Brings Its Savings Platform to U.S.
A German fintech firm that counts PayPal Holdings Inc. among its investors wants to expand its internet platform for bank-savings products to the U.S. May 21, 2019 - View Article
German FinTech Raisin Eyes U.S. Expansion
German FinTech company Raisin, an investment and savings marketplace, is looking to expand its business into the U.S. May 21, 2019 - View Article
Raisin rides into the US with its savings and investment marketplace
Raisin, the pan-European fintech marketplace for savings and investment products, is headed to the U.S., announcing plans to roll out a similar offering across the pond. May 21, 2019 - View Article
PayPal-backed German fintech wants to improve Americans' returns
Raisin GmbH, which claims to be “first and only pan-European deposit marketplace,” has hired Wealthfront’s Paul Knodel to create its U.S. business. May 21, 2019 - View Article
Community banks in the U.S. could get a technology boost from German fintech Raisin
A German fintech started a service in 2013 that helps Europeans shuffle their money around the continent to the highest-yielding savings account. May 21, 2019 - View Article
German savings marketplace Raisin eyes U.S. launch
German fintech Raisin, a savings and investment marketplace backed by Paypal, said on Tuesday it plans to launch in the U.S. market. May 21, 2019 - View Article
Raisin, the Berlin-based European savings and investment marketplace, today announced that it is entering the U.S. market with the appointment of financial industry expert, Paul Knodel, as U.S. CEO.
Negative Rates, Designed as a Short-Term Jolt, Have Become an Addiction
For five years, European nations have been trying to jump-start their ailing economies with what was supposed to be a radical, short-term remedy—negative interest rates. May 21, 2019 - View Article
These Are the 15 European Fintechs VCs Think Will Blow Up in 2019
Business Insider spoke with some of the most prominent voices in venture capital to pick out the most exciting companies in European financial technology industry this year. March 20, 2019 - View Article
Raisin, the marketplace for savings and investment products, acquires German banking provider MHB Bank
Hot on the heels of raising $114 million in Series D funding, Raisin, the pan-European fintech marketplace for savings and investment products, has acquired MHB Bank of Frankfurt, its main provider of banking services in Germany. March 7, 2019 - View Article
German fintech Raisin to buy MHB Bank
German fintech Raisin, which is backed by Paypal, is buying Frankfurt-based MHB Bank as it seeks to expand business of offering deposit services to retail customers, Raisin’s chief executive told Reuters. March 7, 2019 - View Article
German fintech Raisin to buy MHB Bank
German fintech Raisin, which is backed by Paypal, is buying Frankfurt-based MHB Bank as it seeks to expand business of offering deposit services to retail customers, Raisin’s chief executive told Reuters. March 7, 2019 - View Article
At a time when many banks are looking to invest in fintech companies, the open banking fintech Raisin is taking the road less travelled by buying MHB Bank of Frankfurt, its long-time service bank.
Raisin secures $114 million for its European marketplace
Germany-based savings and investment marketplace provider Raisin announced that it raised $114 million in a Series D funding round February 8, 2019 - View Article
PayPal backed fintech Raisin raises $114m
German financial technology group Raisin has raised $114m in new funding from high-profile backers including Index Ventures and PayPal February 8, 2019 - View Article
Raisin raises $114M for its pan-European marketplace for savings and investment products
Raisin, the pan-European fintech marketplace for savings and investment products, is disclosing that it has raised $114 million in Series D funding. February 6, 2019 - View Article
Raisin, the pan-European fintech marketplace for savings and investment products, announced that it closed a Series D funding round of $114 million, bringing the total amount raised to $200 million.
As a consultant at McKinsey Dr. Tamaz Georgadze advised banks in Europe and Asia and realized that the market for savings products was the last unintegrated hold-out.
Europe’s 100 digital champions
Explore the people and companies leading Europe’s growth in five categories: Leading individuals, Corporate digital transformations, New technologies and business models, Technology training, & Using technology for social challenges November 21, 2018 - View Article
Austria
Finland
France
Germany
Ireland
Netherlands
Poland
Spain
United Kingdom
United States
Other (EU)
