Press Articles

The final phase of a multi-stage process is now complete, and online savings platform SaveBetter has officially rebranded as Raisin. This change comes as the Berlin-headquartered Fintech platform “streamlines its identity across all markets to c

Berlin-Based Fintech Savings Platform SaveBetter Rebrands as Raisin August 3, 2023 - View Article

Two-year certificates of deposit (CDs) are an ideal savings option for folks who want to earn a little extra yield on money they won’t need for, well, 24 months. Since the Federal Reserve has significantly raised interest rates since the spring of

Best 2 Year CD Rates- August 2023 August 3, 2023 - View Article

Berlin-based fintech Raisin has appointed Cetin Duransoy as the new CEO of Raisin US. Before joining, he was president and chief operating officer of fintech Fundbox. Raisin also recently announced a Series E funding round, which has seen the Berlin

This Week in Fintech August 3, 2023 - View Article

The freshly minted Newtek Bank doubled its deposit base during the first quarter, its first reporting period since converting from a business development company, by relying almost entirely on certificates of deposit, CEO Barry Sloane said Tuesday.

High-Interest CDs Powered Big Deposit Gain for NewtekOne’s New Bank August 3, 2023 - View Article

Starting to invest might be an intimidating, confusing and even scary prospect for many beginners, especially against the current economic backdrop. Inflation, soaring rates and an uncertain landscape make for difficult financial times for many Ameri

I’m a Financial Planning Expert: Why You Should Start With These 4 Investments August 3, 2023 - View Article

Consumers place a significant amount of trust in their banking institution. With every deposit made, consumers trust that their money will be protected and readily available when they need it. However, that isn’t always the case. The long-t

How Safe are Online Banks or Fintechs from Collapse? August 3, 2023 - View Article

Certificate of deposit accounts — or CDs — are a kind of savings tool. They allow you to earn a fixed interest rate on your money as long as you leave it there for a set amount of time (usually between six months and five years).

How to Pick the Best CD Account, According to Experts August 3, 2023 - View Article

Gen Z Americans — the first digitally native generation — have access to more democratized financial tools and information than their older cohorts. Nonetheless, this doesn’t necessarily translate into good decision-making. An Intuit survey fou

5 Smartest Money Moves for Gen Z to Make August 3, 2023 - View Article

Your overall financial picture may require using one or more savings accounts to reach your financial goals. Let’s review some of the most common savings accounts and the types of savers these accounts make for an ideal match. Read on to see why ev

Why Everyone Should Have These 5 Types of Savings Accounts August 3, 2023 - View Article

Retirees often give certificates of deposit short shrift, and that’s unfortunate. Leveraged properly, CDs can give people living on a fixed income the one financial necessity they need in retirement: a reliable income stream with low relative ri

How to Build a CD Ladder for Retirement August 3, 2023 - View Article

With interest rates on the rise, wealthy Americans are looking for new ways to make their money grow faster, and many have decided that traditional bank accounts are no longer cutting it.

Wealthy Banking Clients are Moving Money to Treasurys and Money Market Funds–Should You? August 3, 2023 - View Article

Old Parkland-based bank becomes first U.S. partner to German fintech

A Dallas-based bank funded by local family offices is partnering with a German fintech to utilize new deposit technology offerings. MapleMark Bank, headquartered at Old Parkland, is working with Berlin-based fintech Raisin to bring three new certificate of deposit products to its customers. June 10, 2021 - View Article

Raisin patents 'savings-as-a-service' technology as it moves on US market

The fintech this month was awarded a patent for technology enabling banks to offer a “liquidity time deposit” CD product that allows the depositor to plan a distribution schedule. January 25, 2021 - View Article

Customer Loyalty and the Competition for Stable Funding

It’s more important than ever for banks to compete on value and increase client loyalty. Banks are increasing loan loss reserves to counteract eroding credit quality at the same time they are also contending with competitors’ high-yield savings accounts… November 20, 2020 - View Article

CB Insights' global Fintech 250: The Top Fintech Companies Of 2020

The financial services industry continues to attract tech companies that transform how people and businesses spend, save, borrow, invest, and more. From capital markets to insurance and digital banking to wealth management, the Fintech 250 are among the most promising of these companies globally. September 29, 2020 - View Article

Raisin moves into US market with Savings-as-a-Service software

Germany-based wealth management fintech Raisin has launched its Savings-as-a-Service software in the US, following its acquisition last January of software company Choice FS. May 19, 2020 - View Article

Raisin launches first US product following strategic acquisitions

German fintech Raisin has launched its first product in the US, a ‘savings as a software service’ for American banks and credit unions. Recently, Raisin has placed a high emphasis on targeting international markets, such as the North American market, through strategic acquisitions and banking partnerships. May 19, 2020 - View Article

Popular Euro Fintech Raisin Launches First Foray Into U.S.

European wealth management fintech Raisin has launched its first product in the U.S. While initially targeted at credit unions and small to midsize banks, its new Raisin Savings as a Service software could soon power similar offerings for advisors and other intermediaries. May 19, 2020 - View Article

Raisin Launches Savings-as-a-Service Solution in the U.S.

The new offering, the first U.S.-based product from the Berlin-based fintech, will enable banks and credit unions to provide private-banking services typically not available to the average banking customer. May 19, 2020 - View Article

German fintech Raisin acquires Choice Financial as it prepares for US launch

German savings and investment platform Raisin has acquired Madrid-based Choice Financial Solutions in an effort to integrate with U.S.-based financial providers. January 15, 2020 - View Article

Raisin Announces Acquisition of Software Company Choice Financial Solutions

Cross-border savings and investments marketplace Raisin announced on Wednesday it is acquiring software company Choice Financial Solutions. January 15, 2020 - View Article

German FinTech Raisin Eyes US Launch Following Latest Acquisition

European wealth management fintech Raisin is planning to roll out in the U.S. following the acquisition of software company Choice Financial Solutions. January 15, 2020 - View Article

The DT50 Award Recognises Europe’s Best Startups: WINNERS 2019

We are proud to announce the winners of this year’s DT50 awards. We received more than 600 applications from European startups across the four categories: https://techcrunch.com/events/disrupt-berlin-2019/dt50-awards/ December 12, 2019 - View Article

Germany’s Raisin takes aim at $13tn of US deposits

In the backyard of a housing block in east Berlin, Tamaz Georgadze and his staff are building Germany’s next fintech unicorn. October 29, 2019 - View Article

Raisin Bank to offer Irish customers with deposits options to put money in accounts across Eurozone

A German bank is expected to shake up the savings market here by offering people with deposits options to put their money in bank accounts across Europe. | October 1, 2019 - View Article

Berlin fintech Raisin launches its savings platform in Ireland

The German fintech company targeted Ireland as it has ‘the lowest retail interest rates in Europe’. | October 1, 2019 - View Article

Raisin Bank looks to bring market-beating deposit rates

Raisin Bank is eyeing up a launch in Ireland at the end of this month, looking to capture a slice of the €100 billion Irish deposits market by offering market-beating rates to weary Irish savers. October 1, 2019 - View Article

Raisin is in the top 5 European fintechs of the FinTech50 2019

Our 4 minute introduction to The FInTech50 2019 – 50 fintechs selected from 2000 innovators across Europe by our international panel of experts. September 19, 2019 - View Article

Goldman Sachs invests €25m into Berlin savings startup Raisin

German savings-and-investment platform Raisin announced on Tuesday that it had received an investment of €25m ( £22m, $28m ) from US bank Goldman Sachs. July 17, 2019 - View Article

Raisin picks up $28M backing from Goldman Sachs for its savings and investment marketplace

Raisin, the fintech startup that offers a pan-European marketplace for savings and investment products, has picked up additional funding. July 17, 2019 - View Article

Goldman Sachs invests $28M in German fintech set for U.S. debut

Raisin, an online marketplace that aggregates high-yield savings accounts and CDs in Europe, announced a $28 million investment from Goldman Sachs as the fintech prepares for a U.S. launch in the next year. July 16, 2019 - View Article

Raisin nets $28m from Goldman Sachs, says US launch now in 2020

German fintech Raisin has now raised a whopping $142m in 2019 alone, after a $28m investment from Goldman Sachs in the savings account marketplace was revealed today. July 16, 2019 - View Article

Raisin eyes acquisitions after raising €25m from Goldman Sachs

Raisin, the Berlin-based savings marketplaces, says it is on the lookout for new acquisitions after raising an additional €25m from Goldman Sachs. July 16, 2019 - View Article

Goldman Sachs is betting on a startup that battles low interest rates for savers

The Wall Street bank invested €25 million ($28 million) in Raisin, a Berlin-based fintech firm that helps European savers switch their money into higher-yielding savings accounts. July 16, 2019 - View Article

Bank supervision in America is unfit for the digital age

On May 21st Raisin, a “deposit marketplace” from Berlin, declared its intention to set up shop in America. May 30, 2019 - View Article

This fintech drove billions in deposits to EU banks. Can it work here?

Raisin, a fintech based in Germany, is on the verge of introducing a new type of financial subscription model in the U.S.: deposits-as-a-service. May 28, 2019 - View Article

German fintech Raisin to enter U.S. market next year

A savings and investment platform based in Germany is opening up a new front in the war for U.S. customers’ deposit dollars. May 22, 2019 - View Article

PayPal-Backed German Fintech Brings Its Savings Platform to U.S.

A German fintech firm that counts PayPal Holdings Inc. among its investors wants to expand its internet platform for bank-savings products to the U.S. May 21, 2019 - View Article

German FinTech Raisin Eyes U.S. Expansion

German FinTech company Raisin, an investment and savings marketplace, is looking to expand its business into the U.S. May 21, 2019 - View Article

Raisin rides into the US with its savings and investment marketplace

Raisin, the pan-European fintech marketplace for savings and investment products, is headed to the U.S., announcing plans to roll out a similar offering across the pond. May 21, 2019 - View Article

PayPal-backed German fintech wants to improve Americans' returns

Raisin GmbH, which claims to be “first and only pan-European deposit marketplace,” has hired Wealthfront’s Paul Knodel to create its U.S. business. May 21, 2019 - View Article

Community banks in the U.S. could get a technology boost from German fintech Raisin

A German fintech started a service in 2013 that helps Europeans shuffle their money around the continent to the highest-yielding savings account. May 21, 2019 - View Article

German savings marketplace Raisin eyes U.S. launch

German fintech Raisin, a savings and investment marketplace backed by Paypal, said on Tuesday it plans to launch in the U.S. market. May 21, 2019 - View Article

Negative Rates, Designed as a Short-Term Jolt, Have Become an Addiction

For five years, European nations have been trying to jump-start their ailing economies with what was supposed to be a radical, short-term remedy—negative interest rates. May 21, 2019 - View Article

These Are the 15 European Fintechs VCs Think Will Blow Up in 2019

Business Insider spoke with some of the most prominent voices in venture capital to pick out the most exciting companies in European financial technology industry this year. March 20, 2019 - View Article

Raisin, the marketplace for savings and investment products, acquires German banking provider MHB Bank

Hot on the heels of raising $114 million in Series D funding, Raisin, the pan-European fintech marketplace for savings and investment products, has acquired MHB Bank of Frankfurt, its main provider of banking services in Germany. March 7, 2019 - View Article

German fintech Raisin to buy MHB Bank

German fintech Raisin, which is backed by Paypal, is buying Frankfurt-based MHB Bank as it seeks to expand business of offering deposit services to retail customers, Raisin’s chief executive told Reuters. March 7, 2019 - View Article

German fintech Raisin to buy MHB Bank

German fintech Raisin, which is backed by Paypal, is buying Frankfurt-based MHB Bank as it seeks to expand business of offering deposit services to retail customers, Raisin’s chief executive told Reuters. March 7, 2019 - View Article

Raisin secures $114 million for its European marketplace

Germany-based savings and investment marketplace provider Raisin announced that it raised $114 million in a Series D funding round February 8, 2019 - View Article

PayPal backed fintech Raisin raises $114m

German financial technology group Raisin has raised $114m in new funding from high-profile backers including Index Ventures and PayPal February 8, 2019 - View Article

Raisin raises $114M for its pan-European marketplace for savings and investment products

Raisin, the pan-European fintech marketplace for savings and investment products, is disclosing that it has raised $114 million in Series D funding. February 6, 2019 - View Article

Europe’s 100 digital champions

Explore the people and companies leading Europe’s growth in five categories: Leading individuals, Corporate digital transformations, New technologies and business models, Technology training, & Using technology for social challenges November 21, 2018 - View Article